National Centre of Excellence in Research and Innovation FutureFinTech
National Centre of Excellence in Research and Innovation

Shaping the future of finance through research, responsibility, and collaboration

FutureFinTech

FutureFinTech is Luxembourg’s National Centre of Excellence in Research and Innovation in Financial Technologies. It advances research at the intersection of technology, finance, and law to support a secure, innovative, and responsible financial system.

Established in 2023, the Centre brings together interdisciplinary expertise to address the transformation of financial services in Luxembourg. Hosted by SnT in close collaboration with the Faculty of Law, Economics and Finance at the University of Luxembourg, FutureFinTech unites more than 80 researchers, including over 25 at professorial level, working on research that supports responsible innovation and strengthens Luxembourg’s position in the global financial ecosystem.

Why FutureFinTech matters

Financial systems are changing rapidly. New technologies, particularly artificial intelligence and cryptography, are reshaping how financial services are designed, delivered, and regulated. While these technologies promise efficiency and innovation, they also raise fundamental questions around trust, compliance, risk, and societal impact.

FutureFinTech responds to these challenges by producing independent, interdisciplinary research that supports the responsible integration of AI and other advanced technologies into financial systems. In doing so, the Centre:

  • supports innovation while safeguarding financial stability
  • informs regulation and policy through evidence-based insights
  • strengthens Luxembourg’s role as an international financial hub

FutureFinTech in numbers

  • 25+
    Projects
  • 20+
    Partners
  • 12
    Research Groups
  • 1
    PayPal-FNR PEARL Chair

Three research Lighthouses guiding Luxembourg’s financial future

FutureFinTech’s research is structured around three Lighthouses, which anchor its scientific agenda and public-facing activities.

  • AI, compliance and risk management in financial services

    Facilitating the effectiveness and reliability of compliance through intelligent automation, while ensuring that AI systems used in financial decision-making are transparent, trustworthy, and aligned with regulation

  • Compliant, transparent and efficient crypto-asset markets

    Developing transparent and compliant digital asset infrastructures, from crypto-asset forensics to sustainable approaches to tokenisation

  • A digital value chain for private assets

    Researching and designing end-to-end digital solutions for private equity, real estate, and alternative investments, covering the full lifecycle from onboarding to settlement

News

  • Across Disciplines: Sallam Abualhaija and Michael Halling on bridging AI and finance

    Research
    Computer Science & ICT, Economics & Management, Finance
    Learn more
  • Turn your AI writer into your accountant

    Outreach, Research
    Learn more

Events

      • An anti-money laundering authority for the European Union: a new center of gravity in AML enforcement

        ERA Forum 25, 405–424 (2024).

      • Enforcement of international sanctions as the third pillar of the anti-money laundering framework. An unannounced effect of the AML reform and the Sanctions Directive

        New Journal of European Criminal Law

      • Stanislaw Tosza

        Stanislaw Tosza:
        Luxembourg banks warned against
        ditching clients under EU sanction rules

        Luxembourg Times

      • Gilbert Fridgen: “Fund industry poised for radical change”

        Delano

      • Maxime Cordy: In Conversation with our Young Researchers

        Research Luxembourg

      • The Expanding World of Blockchain

        Lëtzebuerger Journal

      • Where Science and Financial Technology Meet

        Silicon Luxembourg

      How we are supported

      NCER FNR Logo
      Ministry of Finance Logo