{"id":547,"date":"2020-03-25T14:48:37","date_gmt":"2020-03-25T14:48:37","guid":{"rendered":"https:\/\/website.prod.unilu.spikeseed.cloud\/fdef-en\/news\/academia-meets-industry-for-a-discussion-on-the-housing-market\/"},"modified":"2020-03-25T14:48:37","modified_gmt":"2020-03-25T14:48:37","slug":"academia-meets-industry-for-a-discussion-on-the-housing-market","status":"publish","type":"news","link":"https:\/\/www.uni.lu\/fdef-en\/news\/academia-meets-industry-for-a-discussion-on-the-housing-market\/","title":{"rendered":"Academia meets industry for a discussion on the Housing Market"},"content":{"rendered":"

On 9 March 2020, the University of Luxembourg\u2019s Department of Finance came together with EY Luxembourg and the ABBL (Luxembourg Bankers Association) to host a panel discussion on macroprudential policy and its potential effects on the real estate market.<\/p>

In his keynote speech to\u00a0more than\u00a050 participants, Daniel Greenwald<\/a>, professor at MIT School of Management asked the question if macroprudential policy can be effective at dampening booms in the housing market and if so, which limits should be used? A relevant topic in light of the new Luxembourgish law of 4 December 2019 regarding macroprudential limits in the granting of loans to private households for the acquisition of housing.\u00a0<\/i>Professor Greenwald explained that his research into the matter has yielded the following conclusion: PTI (payment-to-income) and LTI (loan-to-income) limits are much more effective than LTV (loan-to-value) limit at dampening booms.\u00a0<\/p>

Following the keynote speech, Prof. Greenwald\u2019s research results were discussed in a lively roundtable with\u00a0Sofie Waltl, researcher in urban development and mobility at LISER<\/a>\u00a0(the Luxembourg Institute of Socio-Economic Research),\u00a0Gilles Pierre, Head of Banking Regulation at the ABBL<\/a> and moderated by\u00a0an\u00a0expert in real estate finance and Head of the Finance Department at the University of Luxembourg, Ulf von Lilienfeld-Toal. The discussion was followed by various questions and comments from financial industry auditors, who added value to the conversation with differing viewpoints and practical cases.\u00a0<\/p>

Following the success of this first collaborative event between industry actors and the Department of Finance, future roundtables have been planned for Autumn 2020.<\/p><\/div><\/section>","protected":false},"excerpt":{"rendered":"

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